To get started on your USDA Rural Development Guaranteed Loan you can apply online via our Secure Online Loan Application.
Remember when applying for USDA Rural Development Guaranteed Loan you must:
- Have a minimum 620 middle credit score. If unsure of your credit score, your Loan Officer upon request will provide you with your current middle credit score
- Be at least 36 months from a major credit delinquency such as bankruptcy and/or foreclosure/short sale/deed in lieu
- Require a minimum mortgage amount of $80,000