Montgomery County Maryland USDA Approved Zero Down Home Mortgage Rural Loans

Montgomery County is located adjacent to Washington, DC. Due to the proximity to the Nations Capital and high population density the majority of the county is ineligible for the USDA Rural Development No Down Payment Loan. However, there are areas in the western and northern portion of Montgomery County that are eligible for the USDA Rural Development No Down Payment Loan.

By purchasing a home located in a USDA Rural Development eligible area, qualified homebuyers can buy a house with:

No Money Down - 100% Financing - Low Monthly Mortgage Insurance - Flexible Credit Approval - Secure 30 Year Fixed Rate Mortgage - Unlimited Seller Closing Cost Help Allowed

USDA No Money Down Rural Loan Program Eligible Areas

Eligible Cities

  • Barnesville
  • Beallsville
  • Boyds
  • Dickerson
  • Laytonsville (East)
  • Poolesville

Ineligible Cities

  • Ashton
  • Brinklow
  • Cloverly
  • Damascus
  • Darnestown
  • Gaithersburg
  • Germantown
  • Laytonsville (West)
  • Olney

USDA No Money Down Loan Program Maximum Household Income

Family Household Size:

Make too much to qualify for the USDA No Money Down Loan Program? You still may qualify for this No Money Down Loan Program based on certain deductions allowed by USDA using the Maryland USDA Max Income Calculator

Request a USDA Eligibility Map For Montgomery County

Get Qualified For The USDA Rural Loan

Step 1 of 3 : Loan Information

Purpose of Loan: *
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Approx Loan Amount: *

Step 2 of 3 : About You

When are you looking to purchase/refinance: *
Estimate your credit: *
Bankruptcy or Foreclosure: *
Full Name *
Email Address *
Phone *
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