Baltimore County Maryland USDA Approved Zero Down Home Mortgage Rural Loans

Most homebuyers never realize that the majority of Baltimore County is eligibility for the USDA Rural Development No Down Payment Loan. Eligible areas include most of the northern portion of Baltimore County just north of route 695 and 140 and select areas in the western part of the County.

By purchasing a home located in a USDA Rural Development eligible area, qualified homebuyers can buy a house with:

No Money Down - 100% Financing - Low Monthly Mortgage Insurance - Flexible Credit Approval - Secure 30 Year Fixed Rate Mortgage - Unlimited Seller Closing Cost Help Allowed

USDA No Money Down Rural Loan Program Eligible Areas

Eligible Cities

• Freeland
• Monkton
• Parkton
• Upperco

Ineligible Cities

• Dundalk
• Glen Arm
• Kingsville
• Essex
• Gwynn Oak
• Phoenix
• Upper Falls
• Pikesville
• Randallstown
• Reisterstown
• Timonium
• Townson
• Woodlawn

USDA No Money Down Loan Program Maximum Household Income

Request a USDA Eligibility Map For Baltimore County

Get Qualified For The USDA Rural Loan

Step 1 of 3 : Loan Information

Purpose of Loan: *

Select... Purchase Refinance

What County: *

Select... Allegany Anne Arundel Baltimore Calvert Caroline Carroll Cecil Charles Dorchester Frederick Garrett Harford Howard Kent Montgomery Prince Georges Queen Anne's Somerset St Mary's Talbot Washington Wicomico Worcester

Approx Loan Amount: *

Select... under $60,000 $60,000 $80,000 $100,000 $120,000 $140,000 $160,000 $180,000 $200,000 $220,000 $240,000 $260,000 $280,000 $300,000 $320,000 $340,000 $360,000 $380,000 $400,000 $420,000 $440,000 $460,000 $480,000 $500,000 $520,000 $540,000 $560,000 $580,000 $600,000 $620,000 $640,000 $660,000 $680,000 $700,000 $720,000 $740,000 $760,000 $780,000 $800,000 over $800,000

Step 2 of 3 : About You

When are you looking to purchase/refinance: *

Immediately Within 90 Days Within 12 Months

Estimate your credit: *

Excellent (720 +) Good (680 – 719) Average (640 – 679) Fair (600 – 639) Poor (Less Than 599)

Bankruptcy or Foreclosure: *

Never Within the last 3 years Over 3 years ago

Full Name *

Email Address *

Phone *

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